Discussion/information about Oakland real estate from a buyers perspective.
This category currently has 29 blog entries.
More and more short sales are coming on the market every week, and the lenders seem to be overwhelmed and unprepared to deal with the volume of short sales happening. It makes sense, because loan officers and bank employees who got in ...
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FHA financing helps to make home ownership a reality for many people, however in the Bay Area, because of our high home prices the FHA guidlines do not represent our market. Currently the limit for FHA financing is $417,000. However the Median p...
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Good news! Today the chairman of the Federal Reserve cut the short term federal fund rate by half a point. This was a steeper cut than many analysts had predicted. Hopefully, this will trickle down to the home mortgage market and make it easier to bu...
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If you are a first time home buyer, then you may or may not be aware of how we get paid to serve you. In a normal situation, the agent who is representing the buyer gets paid a percentage(usually half) of the fee that the seller is paying his or he...
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The Bay Area market is one of the highest priced markets in the country, so naturally it's more difficult for first time buyers to afford to buy here. Luckily, there are several programs that are being offered by various lenders that allow the borrow...
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