Discussion/information about Oakland real estate from a buyers perspective.
This category currently has 29 blog entries.
I've written before about Cal HFA loans, and I thought it would be good to remind you that it is still possible for certian borrowers to get a loan for up to 102% of the value of the home with Cal HFA. This means no money out of pocket for down payme...
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With so many Bank Owned properties on the market, us Realtors are starting to see certain "patterns" play out in term of how the Banks are pricing them. What I've been noticing is that they are not hesitating as much to lower the price if i...
200 Views, 0 Comments.
With all the turmoil in the mortgage industry, it's good to see that they have finally raised the FHA limits for high cost areas such as Oakland (and the whole Bay Area). However the bad news is that unless there is legislation passed to extend it, t...
168 Views, 0 Comments.
The buyers market that we have been witnessing for the past couple of years has brought back the tactic of selling real estate at auction. Developers and Banks hold auctions to get rid of properties quickly, without having to wait for months while th...
173 Views, 0 Comments.
Some may have a perception that when the Fed meets and lowers interest rates, then that means mortgage interest rates are going to go down too. However when you look at the dynamics of our economy you see this is not always the case. A good example ...
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So you heard that H.R. 5140 became a law 1 week ago on February 13th and will temporarily raise the $417k conforming limit until the end of 2008. You ask, what are the details, what is the timeline and what does it mean for you and your clie...
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If you are thinking of buying real estate, the very first step you should take is to get in touch with a competent mortgage professional who can pre-qualify you and let you know where you stand in terms of getting a loan. Now if you make hundreds o...
123 Views, 0 Comments.
Just like the stock market, real estate will always be a long term investment. Our hot market from 2002-2005 led many people to believe that real estate is a get rich quick scheme, where you can simply flip homes one after the other and turn a profit...
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