Discussion/information about Oakland real estate from a buyers perspective.
This category currently has 26 blog entries.
You have probably seen a headline or two recently about increased sales activity, and I can personally attest to this as we Realtors are starting to see multiple offers more frequently. In certain price ranges, there are properties tha...
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You may have heard of seller-assisted down payments, and recently there has been much use of this by first time home buyers in particular. Unfortunately, the housing bill that was just signed eliminates seller-assisted down payments with FHA loans. N...
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FHA financing has made it's comeback, and it's currently the prevalent form of financing in todays market, with over half of all transactions closing using FHA backed financing. The guidelines for FHA financing are somewhat strict, in an effort ...
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Mortgage interest rates have been going up and down daily, and in some cases the swing is significant. With the volatility of the stock market, each day brings new news, some good and some bad. It's this good and bad "news" which drive...
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Within the past couple of months, Realtors have been seeing the conversation among clients go from "the market is really bad huh.." to "I think we are close to the bottom..it might be a good time to buy". Just like any cycle, ther...
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I've written before about Cal HFA loans, and I thought it would be good to remind you that it is still possible for certian borrowers to get a loan for up to 102% of the value of the home with Cal HFA. This means no money out of pocket for down payme...
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With so many Bank Owned properties on the market, us Realtors are starting to see certain "patterns" play out in term of how the Banks are pricing them. What I've been noticing is that they are not hesitating as much to lower the price if i...
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With all the turmoil in the mortgage industry, it's good to see that they have finally raised the FHA limits for high cost areas such as Oakland (and the whole Bay Area). However the bad news is that unless there is legislation passed to extend it, t...
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